Group Life
Group Life and Disability Benefits That Support Your Employees
Add Core Protection Without Overcomplicating Your Benefits
When building a benefits package, it’s easy to focus only on health coverage and overlook protections employees expect. Many employers worry about adding too many benefits or choosing options they don’t fully understand. Ark Assurance Group helps businesses in Tyler design group life and disability coverage that fits their workforce and budget. By comparing options across carriers, you can add meaningful protection without creating unnecessary complexity or cost.
Trusted Support for Employers Across East Texas
I have been a client of Ark Assurance Group for many years. I am more than happy to share my experience with this company. My representative, Lisa Golden, has always graciously answered questions and provided documents to me. Her work ethic is faultless and her professionalism top notch. Debra G Martin
Lisa had been my aunts agent for several years. Durning her last year she spoke about different people that she interacted with. She mentioned Lisa several times and always talked about how well Lisa had done managing her account and that she had complete trust in her work. It’s nice to know that while she was sick and not always on top of her game that Lisa never took advantage of her situation. I am so thankful for her professional perspective and putting customers first.
If all customer service was handled by someone like Ms. Lisa Golden, the flow of business would be much smoother in all areas of service. Ms. Golden is prompt, thorough and very knowledgeable about her products. She is always ready to take my call; after which she quick to provide answers and the help that I needed. Many companies could learn a lot from Ms. Golden and Ark Assurance about what kind of service a person is seeking when they feel the necessity to reach out for "customer service".
I love Ark Assurance!! I appreciate their kindness and responding quickly and accurately to our auto and home insurance needs. Harriet is awesome! One of a kind with her outstanding knowledge and professionalism, I couldn’t ask for better customer service skills either!! Thank you Harriet for always helping us and putting us in the best policy for our needs!!
I have worked with Linda Tyler, an agent for Ark Insurance, for over 20 years with my insurance needs. When I have had a policy coming due for renewal and I give her a call, I find that she has already prepared my policy and it requires only my approval. When I first started with Ark Insurance I had a very special need policy as we had a motor coach that we transported 18-wheel drivers when they had accidents and injuries on the highway and could not travel in standard modes of travel, We had a carrier but they decided on their own that the risk was too great and dropped us. I called Ark and was welcomed with open arms. As a result I don’t question where I go for insurance as Linda makes sure we get the best deal. I would recommend Ark to meet anyone’s needs in the open market. Thank you Linda.
We have worked with ARK Assurance since 2004 when we moved to Tyler, TX and with Linda Tyler nearly that long! I never have to worry about anything with her. She always makes sure we have the best coverage while a reasonably low price too. If we have any problems, she is right on top of it for us. I wholeheartedly recommend Ark Assurance and especially Linda Tyler!
Lisa Golden has been my insurance lady for many years. She has always been responsive whenever I have needed her. She keeps our family first in her thoughts when looking for the best and most affordable coverage. I am very grateful for all she has done for us. I would HIGHLY recommend her to anyone looking for a great agent.
I worked with Lisa to get a quote and I have to say that she is the best person to work with. She was quick getting it back to me, professional, and really helped me understand what the best options were for me. If you're calling Ark Assurance, ask for Lisa and she will get you taken care of!
If you need an amazing insurance provider in the Tyler area, call Ark Assurance & ask for Harriet Pinkston. Harriet is a fabulous agent who listens to you, is helpful, friendly & always has time for your calls. We have our home & auto insurance with her. We are new Retirees from Dallas, & wanted a local insurance company to work with. So thankful we found them! You can't go wrong calling them, as everyone at the agency is wonderful. Don't delay, call Harriet Pinkston at Ark Assurance in Tyler. Tell her Paula & Roland teferred you!
Linda Tyler has been my Insurance Agent for many years. She always looks for the best coverage and savings. Linda always responds quicky to my questions and any changes that need to be made. Thank you Linda for meeting all my insurance needs. I look foward to many more years with Linda and Ark Assurance Group!
I was referred to Ark Assurance Group by a reputable financial advisor and I couldn't be more pleased! My agent, Linda Tyler, is knowledgeable, prompt, professional and pro-active. She responds to my emails quickly and has always looked out for the best rates for me. I highly recommend Linda and Ark!
I am so thankful for Harriet at Ark Assurance. She has worked closely with us on claims and policy changes and is always available for questions. We have been with this company for over 30 years and Harriet has been our agent for most of that time. She shows genuine concern for our family and treats us like a friend. I trust her because I know she has our best interests at heart.
I highly recommend going to Ark Assurance Group for all of your insurance needs. They make finding the best insurance so easy. I have my personal, business and home insurance through them. On top of savings, you get the friendliest team in town!! Give them a shot! I guarantee you will not be disappointed.
I have used them for years and love them! They are always on point when you have a question or need help. Lisa Golden is the best agent I have, love her! Anytime I have a problem she saves the day! :) I had an issue this past weekend with my car insurance with towing and I called Monday to try to get it straighten out, however, Lisa came in and did it way better! She got me my refund so quick. Would highly recommend them to anyone!!
Judson and Lisa were so helpful in getting me a better cost for my car insurance. Even though they couldn't get me house insurance for reasons out of their control, they took the time to tell me why and what I should look for in a group near the coast. They did all this in a timely manner. I highly recommend them.
The best insurance agent I have EVER had. Never an issue with communication, always returns phone calls and emails the same day. 3/6/23: Harriet and Deb were so helpful last week with two insurance issues we had. So grateful for their help and communication during the process! If you are thinking about trying Ark Assurance, just do it! You won't regret it!
Lisa, I just want to say thank you so much for being such a great partner in providing the coverage we needed on our property over the years. Your knowledge of the your products your company provide was really instrumental in us getting the proper coverage that we needed. We look forward to doing business with you again. Dr. Emanuel Ward
Life and Disability Coverage Options Explained Clearly
Group Life Insurance
Employees often expect some level of life insurance as part of their benefits. You can offer employer-paid or voluntary life coverage that provides financial support to families while keeping costs predictable.
Employer-Paid and Voluntary Options
Balancing cost and value can feel difficult when adding new benefits. You can structure plans where the employer covers a base amount and employees choose additional coverage if needed.
Short-Term Disability Benefits
Short-term disability coverage helps replace income for employees who are temporarily unable to work due to illness or injury. This type of coverage typically applies for shorter recovery periods.
Long-Term Disability Benefits
Long-term disability coverage provides income protection for extended periods when employees cannot return to work. This adds a layer of financial stability for more serious situations.
How to Structure Life and Disability Benefits
Adding these benefits works best when they are aligned with your workforce and overall plan design.
- Evaluate Your Workforce Needs
We review employee roles, income levels, and expectations to guide coverage decisions. - Compare Coverage Options
Multiple carriers and plan structures are reviewed so you can see differences in cost and protection. - Design a Balanced Plan
Life and disability benefits are structured to complement your existing health and benefits package. - Set Contribution Levels
You decide what portion is employer-paid and what options employees can elect voluntarily. - Support Enrollment and Ongoing Updates
Your team receives guidance during enrollment, and your plan is reviewed over time as your business evolves.
Common Questions About Life and Disability Benefits
Should employers offer group life insurance?
Many employers include group life insurance as a core benefit because it provides financial protection for employees’ families and adds value to the overall package.
What’s the difference between short-term and long-term disability?
Short-term disability covers temporary absences due to injury or illness, while long-term disability provides income protection for extended periods when employees cannot return to work.
How much group life insurance should a company provide?
Coverage amounts vary, but many employers offer a base level tied to salary, with options for employees to add more coverage if needed.
Are disability benefits difficult to manage?
With proper setup and support, disability benefits can be integrated into your existing benefits structure without adding significant administrative work.
Can these benefits be customized?
Yes, life and disability coverage can be structured around your team’s needs, budget, and long-term goals.
How to Decide If a BOP Is Right for Your Business
Evaluate Your Property and Assets
If your business owns equipment, inventory, or a physical location, bundled property coverage may be beneficial.
Consider Customer and Liability Exposure
Businesses interacting with customers or clients often need liability protection included in a BOP.
Review Contract or Lease Requirements
Some leases or vendor agreements may require both liability and property coverage.
Think About Simplicity and Efficiency
Bundling coverage into one policy can make management easier compared to handling separate policies.
Build a Benefits Package That Supports Your Team Long-Term
Group life and disability coverage help fill important gaps in a benefits package, giving employees added financial protection while supporting retention and stability. Ark Assurance Group helps Tyler businesses compare options, structure plans, and keep benefits aligned as needs change.


